Welcome edit

Welcome to Wikinews

 

Getting started as a contributor
How to write an article
  1. Pick something current?
  2. Use two independent sources?
  3. Read your sources before writing the story in your own words?. Do choose a unique title? before you start.
  4. Follow Wikinews' structure? for articles, answering as many of who what when where why and how? as you can; summarised in a short, two- or three-sentence opening paragraph. Once complete, your article must be three or more paragraphs.
  5. If you need help, you can add {{helpme}} to your talkpage, along with a question, or alternatively, just ask?

  • Use this tab to enter your title and get a basic article template.
    [RECOMMENDED. Starts your article through the semi-automated {{develop}}—>{{review}}—>{{publish}} collaboration process.]

 Welcome! Thank you for joining Wikinews; we'd love for you to stick around and get more involved. To help you get started we have an essay that will guide you through the process of writing your first full article. There are many other things you can do on the project, but its lifeblood is new, current, stories written neutrally.
As you get more involved, you will need to look into key project policies and other discussions you can participate in; so, keep this message on this page and refer to the other links in it when you want to learn more, or have any problems.

 
Wikipedia's puzzle-globe logo, © Wikimedia Foundation
  Used to contributing to Wikipedia? See here.
All Wikimedia projects have rules. Here are ours.

Listed here are the official policies of the project, you may be referred to some of them if your early attempts at writing articles don't follow them. Don't let this discourage you, we all had to start somewhere.

The rules and guides laid out here are intended to keep content to high standards and meet certain rules the Wikimedia Foundation applies to all projects. It may seem like a lot to read, but you do not have to go through it all in one sitting, or know them all before you can start contributing.

Remember, you should enjoy contributing to the project. If you're really stuck come chat with the regulars. There's usually someone in chat who will be happy to help, but they may not respond instantly.

The core policies
Places to go, people to meet

Wiki projects work because a sense of community forms around the project. Although writing news is far more individualistic than contributing to Wikipedia, the free encyclopedia, people often need minor help with things like spelling and copyediting. If a story isn't too old you might be able to expand it, or if it is disputed you may be able to find some more sources and rescue it before it is listed for deletion.

There are always discussions going on about how the site could be improved, and your input is of value. Check the links here to see where you can give input to the running of the Wikinews project.

Find help and get involved
Write your first article for Wikinews!

Use the following box to help you create your first article. Simply type in a title to your story and press "Create page". Then start typing text to your story into the new box that will come up. When you're done, press "save page". That's all there is to it!



It is recommended you read the article guide before starting. Also make sure to check the list of recently created articles to see if your story hasn't already been reported upon.

--Brian McNeil / talk 08:00, 27 May 2009 (UTC)Reply

I have tagged this article with what I hope is a detailed enough cleanup tag. I'd recommend looking at that, at articles that have passed review and been published, as well as the {{Howdy}} template above. The neutral point of view policy blocks the use of such blunt authoritative accusations without backing them up with a explicitly detailed source (by that I mean using a wording such as 'Joe Blogs of the Financial Services Authority asserted that, "many offers of credit cards have been deceptively sold as unsecured when the fine-print of the contract reveals they are secured against bricks-and-mortar assets.")

Ideally, that is backed up with - as I suggest in the {{cleanup}} tag - a cite from a common credit agreement illustrating the deceptive practice you seem to be highlighting. This may require some original research - perhaps going through the motion of getting an agreement to look at.

The good side of going through these steps is it extends the life of the article and makes it more detailed or in-depth. News rapidly becomes stale and on Wikinews items are often marked as such when the most recent source is three or four days old. All regular contributors have lost things in this way, so best of luck. --Brian McNeil / talk 13:05, 27 May 2009 (UTC)Reply

You still have all the up-front "blame the credit card companies" stuff in this. Your recent sources do not support this attribution of blame and you have cited no statistics to prove credit card companies are misleading people to take their homes away from them.
Bankruptcy is bankruptcy, you lose all assets to pay off creditors. This is nothing new and you're not just faced with credit card debts if you declare bankruptcy, you have to settle with all creditors.
I cannot see any way to salvage anything from this article, we don't do public service stuff like the "credit card companies evil" that you've turned this into. I'd assume that anyone who has had difficulty with any unsecured credit will be utterly unsurprised by this. --Brian McNeil / talk 09:05, 30 May 2009 (UTC)Reply
I've added a section on Who What Where When Why and How to the talk page of this, it might give you a better idea of how to put across the story you're trying to write. --Brian McNeil / talk 09:33, 30 May 2009 (UTC)Reply
You seem to have made no effort to work on the points raised on Talk:Credit card companies foreclosing without a mortgage note. Most articles that don't match the style guide &c don't get this long. I would strongly recommend starting from scratch, proposing a new title, and following the advice people have tried to give. Failing that, I will tag this as {{stale}} - all recent sources are only tangentially related to credit card debt thus not in line with the headline, and {{notnews}} - because it is stupidity and ignorance to think you can escape any unsecured credit obligations via bankruptcy, thus your home is at threat from any creditor - not just the CC companies.
Sorry, but I think you've been given enough rope to hang a herd of giraffes with this, time to bring it to an end. --Brian McNeil / talk 13:01, 3 June 2009 (UTC)Reply

can you fix this edit

many offers of credit cards have been deceptively sold as unsecured when the fine-print of the contract reveals they are secured against bricks-and-mortar assets


Credit card companies foreclosing without a mortgage note. Credit card companies using the bankruptcy law to hide 30% home mortgage. Many offers of Credit cards deceptively sold as unsecured do not say secured against your bricks-and-mortar assets on the credit card application they will foreclose if you fail to pay them. All creditors are hiding that they are using bankruptcy law to turn non-collateralized loans in to, and up to 35% collateralized home mortgage. Only in bankruptcy court do creditors reveal that loan was a never non- collateralized loan for there is no law that requires credit card to say they will take your house under the bankruptcy law. or that with out bankruptcy they will take over your bank account all your money will be taken so that you can not pay mortgage forcing you into foreclosure. Forcing childern into homeless shelters. And that you will have to pay up-to 35% interest. The bankruptcy court judge is forbidden form reducing the interest to a home mortgage rate of 6%.

With over 150,000 going into foreclosure every month that comes to 1,800,000 foreclosed homes with an average of two childern that come to 3,600,000 evicted. More childern will in evicted doto foreclosure than ever before U.S history.

Credit card companies offering payment insurance policy saying they only charge about $1 on every $100 a mounth what they don't say is that come to 12% interest a year added to 30% interest many are now paying means you pay 42% interest. Paying 42% interest on a credit card is financially ruining.

Most of the big Credit card companies are hiking interest rates on even there very best customers because they are often home owners who can not file for bankruptcy which would foreclose on there home doto legislative government corruption that allows creditors to foreclose without a mortgage note.

Sources edit

develop needed

Foreclosure "third wave" coming, economists say]

jgjh edit

).[1]

  1. "WorldMapper - passenger cars" —  {{{date}}}